Background checks
There are several background checks that you need to clear before choosing a tenant. A good option is to choose from background check sites that can gather all relevant information. Make sure to choose one that has good reviews and all the legal authorizations so you always stay on the safe side. Consider also their turnaround time as some decisions are time-sensitive. After you make your choice, you want to decide what information is important to you.Ask especially for:
- Credit history and debt. It is essential to know if your potential tenant has had problems with past landlords, if he or she has outstanding debt, or if they have a bad credit history. Remember that only certified Credit Reporting Agencies can perform this type of check.
- Checking criminal records is essential to avoid any risks to other tenants, neighbors and to yourself. Most tenants are open to overlooking a misdemeanor, or mistakes made a long time ago. It is up to you to decide if you accept someone with a record. Other court records: You want to know if your potential tenant has been involved in important legal battles that may hint payment problems (for example, missed child support payments can be a red flag for a pattern of financial issues).
A complete application
It should include relevant personal and financial information, such as place of employment and salary. It should also include references. A good idea is to ask for references from previous landlords and call them during the first stages of the process. If an applicant does not want to disclose information on previous landlords, don’t continue.
Contacting their employer is also recommended. Employers are usually good character judges, and they can give you important facts to consider before signing a contract. During the application stage, it is important to openly state that background checks are requested, as you’ll need them to sign their consent. The Association of Independent Landlords offers a good application form that you can consult here.
Interviews
Never agree to a lease with someone who you have not interviewed. Even if background checks are clear, there may be character issues that you’d rather not deal with. A good interview will give you a better sense of who you are dealing with, which is always important when it comes to protecting your property.
Be extremely clear on your boundaries and rules (for example: are roommates allowed? On what conditions? What about parties? Is smoking in the house a dealbreaker?) and pay attention to their reaction to those rules. Remember that prospective tenants want to make a good impression, so you want to read between the lines and evaluate character.